Business Purchasing Credit Card

You'll get the spending power and flexibility you need for your daily operations, with a tremendous increase in control and data analysis. This PCard is the ideal solution for managing your payables and improving your cash flow. 

• Accelerate payments to suppliers and leverage incentives they might offer 
• Free up working capital with a float of 20 days or more 
• Earn cash back on all business purchases 
• Add cardholders, merchant category codes (MCCs), adjust spending limits per cardholder, view approvals and declines, print statements, update profiles, and make payments and monitor spending in real time 

First Bank Texas Expense Management

Leverage this module to spend less time on administrative tasks while gaining a full view of your company's activity. 

• Define account code segments including cost centers, departments, or other account ledger indicators to automatically assign to transactions.
• Enable accountholders to review, edit and submit expenses and allow the approver to view digital receipts.
• Provide extensive spend analysis tools to program administrators, finance personnel, and travel and purchasing managers.
• Track out-of-pocket and mileage expense reimbursements and record them on separate reports for auditing purposes.

Visa Payables Automation

Now you can streamline the way you pay your suppliers while controlling your spending with them and optimizing your cash flow. Here's how: 

• Visa processes your account payable files and adjusts limits as needed. A remittance notice is then sent to your supplier, and after your supplier charges the card, you will receive all reconcile notifications.
• Visa can automatically adjust your commercial card limit to match approved invoices, reducing the risk of unauthorized activities.
• Because your supplier charges a Visa account, you don't have to pay until you receive a consolidated bill from us. 

First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.