Download a PDF of our most recent CRA OCC Performance Evaluation.
CRA
CRA Public File
In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB), First Bank Texas (FBT) is required to maintain, and upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, FBT is better able to keep this data up to date. The information provided is current as of April 1st of each year. If you’re interested in viewing our CRA Public File, please click on the documents listed below.
Assessment Area Maps and Income Demographics
View our Assessment Area maps and income tracts listed by county.
Account Services and Fees
View our Consumer and Business Products and Fees
Loan to Deposit Ratio
Click to view our Loan to Deposit Ratio
Community Investments
Click to view a list of our Municipal Bonds
Branch Opening and Closings
Click to view a list of our Branch openings and closures in the past 2 years
CRA Comments or Complaints
Click to view public comments and complaints that relate to the Banks performance in helping to meet the credit needs or our community for the past 2 years, and the response made by the Bank.
Strategic Plan
Click to view a copy of the Banks strategic plan for 2024-2028.
CRA Public File Request
If you would like a hard copy of this file, please send written request to CRA@go2fbt.com or click the link below and print the complete file.
Download full CRA file