Get a competitive edge with our digital solutions
Put powerful technology to work for your business so you can save time and money. From processing checks to preventing fraud, this suite of treasury management tools streamlines your company’s essential tasks, cuts expenses, reduces administrative workloads and can enhance profits in the long run.
Liquidity Management
Zero Balance Account
Move your money where it helps your business grow.
- Separate your payables, receivables and payroll
- Funds sweep automatically to and from your operating account based on your needs
Payables Management
ACH Credit Origination
Here’s the most cost effective ways to set up payroll direct deposit and pay vendors quickly.
- Ensure predictable cash flow
- Simplify your record-keeping
- Reduce the costs and risks of mailing paper checks
Wire Transfers
Send sums of money with same day settlement.
- Initiate wires through Business Online Banking
- Ensures secure transactions
- Use an existing template or create recurring or one time payments
Corporate Purchase Cards
Make it easier for your team to make business purchases.
- Request employee specific cards
- Set spending limits and monitor purchases
- Automate your expense reporting
- Deactivate cards when necessary
Receivables Management
Merchant Services
Cater to your customers so they can pay the way they want.
- Accept credit, debit and gift card payments
- Receive next day funding for deposits to your First Bank Texas account
- Choose from budget-friendly, updated equipment options
- Lean on local service and 24/7 phone support when you need it
ACH Debit Origination
Automate your collections process to improve your cash flow.
- Collect payments on a fixed schedule
- Minimize time spent processing checks
- Reduce your operational costs
Lockbox
Receive payments at a special, secure PO Box and we’ll take care of deposits into your First Bank Texas account.
- Increase your efficiency and reduce the risk of fraud
- Simplifies payment posting and reconciliation
- Save time and costs compared to traditional payment processing
Fraud Prevention
ACH Filter
Take control of debit and credit transactions by defining which transactions are allowed to post to your account. It’s a strong line of defense against ACH fraud.
- Preapprove ACH companies
- Ability to recognize unapproved ACH activity
- Get notified when ACH items are presented, for ACH companies that aren’t pre-approved
- Review items to pay or decline
Explore More Details About These Treasury Management Services
- Business Online Banking: It’s the control center for all your First Bank Texas accounts.
- Online Bill Payment: Schedule automatic payments and track all your invoices.
- Remote Deposit: Make deposits anytime.
- Positive Pay: Set up a line of defense against check fraud.
First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.
Third-party data rates may apply.
