Choose the Best Checking Account for You

In this era of digital wallets and cryptocurrency, you may ask what value there is in a checking account. The answer to this is plenty. Checking accounts have evolved to keep pace with the modern world. In fact, according to a national survey conducted by the FDIC in 2021, about 95% of U.S. households were reported to have a checking account. Why? A personal checking account remains one of the most secure and convenient ways to quickly deposit or withdraw your money, pay bills, and budget. Many of them even come with perks that make life easier, such as giving you money back, not requiring a minimum deposit to open an account, and more. First Bank Texas is here to help you understand the perks of owning a checking account and the options you have available, so you can bank with ease.

Benefits of a checking account

Checking products and services from banks and credit unions usually are less than the fees you’d pay to access funds through check-cashing stores and payday lenders. Many checking accounts come with debit and ATM cards, giving you 24/7 access to your money. What else could make checking more appealing? Well, your bank or credit union deposits are federally insured, up to $250,000 per qualified account.
 
There are many types of checking accounts, each with different features and benefits. Let’s explore checking account options at First Bank Texas so we can help choose which might be the best checking account for you.

First Checking 

A First Checking account from First Bank Texas is our standard checking that offers multiple perks including unlimited checks, no monthly fees if signed up for Online Banking and no minimum balance requirement to open.

First Reward Checking

Our First Reward Checking account includes the benefits of our First Checking account but with the added benefit of earning interest to grow your wealth. Our minimum rate of return is available by default, but you can qualify for a higher rate of return by fulfilling specific requirements.

First Patriot Checking

This checking account bundles the basics with some great additional perks like discounts on prescriptions, medical needs and vision care, shopping, travel and attractions. Accidental Death and Common Carrier Coverage is also available. Plus, you get one annual box of personalized checks.

Open a checking account today
Ready to open a checking account with First Bank Texas? Contact us today so we can help you get started.