First Reward Checking

An account designed to raise your interest level

Earn interest on deposits
Easily qualify for higher rate
Instant issue debit card
Online Banking and Bill Pay
Mobile Banking and Mobile Deposit
Earn interest on deposits
Easily qualify for higher rate
Instant issue debit card
Online Banking and Bill Pay
Mobile Banking and Mobile Deposit

Open an account and start earning interest right away. Yes, it's that easy. And if you'd like to earn more, that's possible, too.

Who says you can only grow money through a savings account? This checking option does double duty by providing a wealth of features and generous levels of earning potential.

  • No minimum deposit to earn interest
  • Avoid statement fee with e-statements (paper statement fee: $5, age 62 and older: $2)
  • Must sign up for Online Banking

Qualify for a higher rate

  • Have at least 20 debit card transactions per monthly statement cycle
  • Have at least one direct/automatic deposit per cycle
  • Access account online at least once per cycle
  • Make at least one bill pay per cycle
  • Highest First Reward Checking interest rate available for balances up to $25,000. Lower rate available for balances over $25,000.

If you fall short? You still earn interest at our minimum rate offered - and you can try again for our higher rate the next month.

First Bank Texas is a full-service financial institution serving customers in Texas, with locations in Abilene, Baird, Bedford, Clyde, Grapevine, Haskell, Hudson Oaks, Munday, Stamford, Weatherford, and Willow Park.

Additional fees may apply.

For current rates and Annual Percentage Yields (APY), please call your nearest First Bank Texas location.

Expand the possibilities

We make it easy

Resources to help you find what you need.